Mass General & Mass General Brigham Employee Discount
Exclusive Discounts for Mass General Hospital and Mass General Brigham for all Affiliate Staff and Employees
Welcome MGH Hospital Employees to Exclusive Mortgage Benefits with Fairway Mortgage
As a senior loan officer at Fairway Mortgage, the #1 mortgage lender in the U.S. for borrower satisfaction according to J.D. Power and the best mortgage lender in Massachusetts, I’m thrilled to offer MGH hospital employees and affiliated staff exclusive mortgage savings tailored just for you.
Start Now, Learn Your Mortgage Rate, Loan Type, and Best Mortgage Terms:
Exclusive Mortgage Savings for MGH Employees:
- Save on Closing Costs: 20% discount on lender closing costs for any mortgage loan or refinance. An opportunity to save significantly right from the start.
- Complimentary Home Appraisal: Receive a free home appraisal for home loans or mortgage refinances, adding a value of $400-$600 back into your pocket.
- Buy Now, Refinance Later: Benefit from our ‘No Lender Fee’ policy when you decide to refinance. It’s our way of supporting your financial flexibility.
- Homebot for Life: Gain complimentary access to Homebot, your personal digital financial advisor for homeownership, ensuring you maximize your investment for life.
- Streamlined Processing: Take advantage of upfront underwriting at no cost, making your mortgage process smoother and faster.
- Educational Webinars: Enhance your knowledge with our interactive weekly/monthly homebuyer education webinars, designed to guide you every step of the way.
- Relocation Assistance: Our Home Concierge Service is here to make your transition as smooth as possible, offering personalized relocation assistance.
- Dedicated Mortgage Team: Access to a local mortgage team dedicated to MGH employees, available 24/7 to address any queries or concerns.
Your Trusted Partner in Home Financing
Fairway Mortgage Review
Customer service is our top priority. We are dedicated to finding the best mortgage rates for you and offer some of the fastest turn times in the mortgage industry but don’t just take our word for it…
Why Choose Us?
Fairway Mortgage is committed to exceptional service, ensuring your home buying or refinancing experience is as seamless and stress-free as possible. Our partnership with MGH Hospital underscores our dedication to providing the best possible benefits to those who serve our community.
Take the Next Step
Ready to explore your mortgage options or have questions? Our dedicated team is here to assist. Contact us today to get started or join one of our educational webinars to learn more.
FAQ
Find Out Answers Here
Conventional mortgages hold the title as the most popular type, with lenders originating more than 4.1 million conventional loans in 2022. This contrasts with over 1.3 million nonconventional mortgage originations, including FHA, VA, and USDA mortgages, highlighting the diverse needs of homebuyers.
VA loans often feature the lowest interest rates, benefiting from the support of the Department of Veterans Affairs. However, FHA mortgages also offer competitive rates, particularly for those with less-than-perfect credit histories. Ultimately, securing the best rates depends on various factors, including credit score, debt-to-income ratio, property type (single-family home, condo, or multi-family and down payment size.
FHA mortgages are generally considered the easiest to qualify for, designed to assist those with lower incomes or less-than-ideal FICO scores. If you’re finding it challenging to qualify for a conventional mortgage, an FHA loan could be a viable path to homeownership.
Many first-time homebuyer programs allow buyers who haven’t owned a property in the past three years. This includes divorced spouses who have only jointly owned a home with an ex-spouse.
Choosing the best mortgage lender will depend on the home loan options you’re applying for, how much you want to borrow, the term of the loan, mortgage interest rate, and many other factors. Review our guides for best mortgage lenders, top FHA lenders, and best VA lenders.
Choosing the right mortgage is a significant decision that will impact your finances for years to come. Whether you’re considering a loan backed by the U.S. Department of Veterans Affairs to take advantage of lower mortgage rates without the need for upfront mortgage insurance or exploring a USDA mortgage to purchase a home in a rural area, tools like a mortgage calculator can be invaluable. They help you understand the total loan cost, including the life of your loan and potential higher monthly payments. Remember, making a down payment can reduce your monthly obligations and increase the equity in your home from the start. Ultimately, the best path forward involves careful consideration of your ability to qualify for a mortgage, the type of loan that suits your financial situation, and how long you plan to stay in your home, ensuring you select the mortgage that aligns with your long-term goals.
